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1. HDFC Bank instant approval credit card
HDFC Bank Credit Cards are not only 100% secure, but they also offer instant activation and ownership.
Here, a potential customer is taken to an end-to-end instant digital application page wherein a single click is issued. Once approved, you will receive an eCard copy of the credit card in a password protected file that you can use to make purchases online.
key benefits:
- The e-Card is valid till you receive the physical credit card and activate it at the nearest HDFC Bank ATM.
- With such instant approval credit cards, you can enjoy benefits worth ₹4,000 in the first four months of using the card.
2. Bajaj Finserv RBL Bank super card
Bajaj Finserv has collaborated with RBL Bank to introduce this instant credit card, which is the one-stop solution for all your urgent money needs. Depending on your cash limit, the Bajaj Finserv RBL Bank Super Card lets you avail up to 90 days with no processing fee and a nominal interest rate of 1.16%.
key benefits:
For up to 50 days, you will not pay any interest on ATM withdrawals, making it the preferred option to meet your urgent cash requirements.
In addition, this card entitles you to discounts on your luggage, clothing, groceries and other purchases made on the card.
Purchases above ₹3,000 can be converted into EMIs, thus taking the financial stress off your shoulders.
Each cardholder also gets health benefits worth ₹14,000 on using the Bajaj Finserv Health app.
3. Kotak 811 #Dream Different credit card
The Kotak 811 #Dream Different Credit Card is one of the best instant approval credit cards in India. Not only is the approval process simple, but you also get some pretty cool perks.
key benefits:
Get 500 bonus reward points on spending above ₹5000 in the first 45 days of card activation.
Similarly, you get ₹750 cashback on spending ₹75,000 every year.
If you need to use a credit card for immediate cash withdrawal, this is the best option as no interest will be charged for up to 48 days after the advance cash withdrawal.
For every ₹10,000 withdrawal, the processing fee is ₹300.
The icing on the cake – you can withdraw up to 90% of your total cash limit at one go.
4. Standard Chartered virtual credit card
Standard Chartered Bank was one of the first banks to introduce the concept of virtual cards in India. Here, a potential user can apply for a virtual card and after approval use the card just like they would a traditional credit card. Since there is no need for physical delivery, access to funds becomes much easier for the customer.
key benefits:
Standard Chartered Virtual Credit Card offers attractive value to customers. One can convert any spend above Rs 5000 into EMIs with flexible tenure options.
The cardholder is entitled to the Standard Chartered 360-Degree rewards programme, which offers exclusive discounts on travel bookings at Taj Dining, Yatra.com, Paytm, Ola, Croma, Myntra, Panasonic and many more.
5. SimplySAVE SBI credit card
State Bank of India has a transparent and simple process to apply for a credit card. Here, you simply log in to the SBI Card webpage and apply with your name, location and contact details.
key benefits:
You get ₹100 cashback on ATM withdrawals within the first 30 days of card activation.
A unique feature of the SimplySave SBI Credit Card is that you can get a check or draft issued against you
The bank also provides you with drafts or checks at your convenience.
6. Axis Bank Insta Easy credit card
Axis Bank Insta Easy Credit Card is one of the best instant approval credit cards in India. Getting this credit card is hassle-free as you do not need to provide any income proof or other additional details. A fixed deposit of INR 20,000 at any Axis Bank branch qualifies you for this instant credit card.
key benefits:
- The credit card limit for this card is highly flexible, and you can choose to keep it up to 80% of the original value of the fixed deposit.
- It is one of the few credit cards that lets you withdraw 100% of your credit limit from the very first day of card approval.
- Other benefits include 1% fuel surcharge on all fuel transactions.
So, you see there are many options in today’s time for someone looking for an instant credit card. Typically, only a fraction of the credit card limit can be accessed with Tatkal card numbers. However, it is sufficient to deal with any urgent financial requirement.
With easy access to net banking, you can arrange funds instantly and tackle any financial emergency that comes your way.
Make your credit card payments through CRED to earn rewards, cashback and many more offers on top brands on the CRED platform.
Top Credit Cards
| Credit Card | Category |
|---|---|
| RBL Bank BankBazaar SaveMax Co-branded Credit Card | Reward Points |
| FinBooster: YES BANK – BankBazaar Co-branded Credit Card | Reward Points |
| IndusInd Platinum Card | Fee Waiver |
| IndusInd Platinum Aura Edge Visa Card | Lifestyle |
| Citi Cash Back Credit Card | Cash Back |
| Citi Rewards Card | Rewards |
| IndianOil Citi Credit Card | Fuel |
| HDFC Diners ClubMiles Card | Lounge Access |
| HDFC Freedom Card | Reward Points |
| Axis Bank Neo Credit Card | Shopping and Movies |
| HSBC Platinum Credit Card | Travel and Dining |
| Kotak PVR Gold Credit Card | Movie |