Pradhan Mantri Awas Yojana 2023

Pradhan Mantri Awas Yojana 2023, Online Application, Form pdf Download, Documents, Eligibility, Benefit, Beneficiary List, Urban and Rural Beneficiary List 2023 has been released. (Pradhan Mantri Awas Yojana In Gujarati, Online Apply, Documents, Beneficiary List, Eligibility)

In this budget 2023, under the Pradhan Mantri Awas Yojana, the Government of India has included a very large budget for urban areas as well as rural areas. In the Union Budget 2023, an overall allocation of Rs. 79,000 crore has been increased.

Today we are going to talk in detail about all the things under Pradhan Mantri Awas Yojana Gujarat. In which why to apply for this scheme, which documents to attach, what is the eligibility, what is the provision in the street area, what is the provision in the rural area. How to get benefit in how many categories? All these things we are going to talk about in detail in today’s article.

Pradhan Mantri Awas 2023

Name of the scheme	Pradhan Mantri Awas Yojana Gujarat 2023-24
assistance	3.50 lakh rupees
State	All states of the country
objective	Poor and middle class people can build their own concrete house.
Beneficiary	All citizens of the country
Type of application	Online Offline
contact	Nearest CSC Center Official Website Municipal Office Metropolitan Municipality Office

Pradhan Mantri Awas Yojana Gujarat

Pradhan Mantri Awas Yojana aims to provide decent housing with basic facilities to the homeless beneficiaries living in the rural areas of the state and the families living in raw and dilapidated houses.

The prime objective of the Pradhan Mantri Awas Yojana is to help rural families get their “dream home” and raise their standard of living. Through the understanding and detailing of the plans, by 2022 many households have been provided with concrete houses.

Pradhan Mantri Awas Yojana has been extended by the government till the year 2024 for urban areas and rural areas. In which the total target of completed houses has also been revised to 2.95 crore houses.

How does Pradhan Mantri Awas Yojana work?

Suppose you fall in the MIG-II category (ie your gross household income is between Rs. 12-18 lakhs). You are planning to buy a house worth Rs 50 lakh. Your minimum down payment will be 20%, ie Rs. 10 lakh, and you pay the remaining Rs. 40 lakhs can be arranged through a loan.

However, under PMAY 2022, MIG-2 category applicants will get Rs. Eligible for 3% subsidy on loans up to 12 lakhs. So, for the remaining Rs 28 lakh loan, you have to pay regular (non-subsidised) interest rates to the lender.

PMAY Benefits

If we know more about the amount eligible to be received by the beneficiaries under the Pradhan Mantri Awas Yojana, a total of 3,50,000 is being assisted by the government to build a house.

Out of this Rs 3.50 lakh assistance, Rs 1.5 lakh assistance is provided by the Central Government to the beneficiary and Rs 2 lakh assistance is provided by the State Government to the beneficiaries.

Which states have benefited more in PMAY?

Under the Pradhan Mantri Awas Yojana, many states of the country have benefited. But Madhya Pradesh, Maharashtra, Orissa, Rajasthan, Chhattisgarh, West Bengal, Uttar Pradesh and Gujarat have benefited the most under the Pradhan Mantri Awas Yojana and have built concrete houses for the poor.

Pradhan Mantri Awas Yojana Eligibility (PMAY Eligibility)

The applicant himself should be the owner of the plot where the building is to be constructed.
No member of the applicant’s family should own a fixed house in any corner of the country.
Applicant should not have benefited in any other scheme of Govt in any component under Pradhan Mantri Awas Yojana.
It is mandatory for the beneficiary to have a bank account and Aadhaar card to avail the benefits of this scheme.
Under this scheme, the housing must have the name of the female head of the family or the name of the male head of the family and jointly with his wife.
To avail the benefit of this scheme, the beneficiary has to construct the house as per NBC code and GDCR at the time of construction.

Eligibility for Pradhan Mantri Awas Yojana subsidy

EWC applicant

Annual income of EWC beneficiary family should be 3 lakhs.
Co-ownership of the house in the family should be with women.
Husband wife and their children will get to avail the scheme.

LIG Candidates

Annual income of LIG beneficiary family should be 3 lakhs.
Co-ownership of the house in the family should be with women.
Husband wife and their children will get to avail the scheme.

(MIG 1/MIG 2) candidates

For MIG 1, the annual income limit of the beneficiary should be between Rs 6 lakh to Rs 12 lakh.
Annual income limit of beneficiary for MIG 2 should be between 12 lakh to 18 lakh rupees.
Co-ownership of the house in the family should be with women.
Husband wife and their children will get to avail the scheme.
Beneficiary candidates under MIG I can avail subsidy of 4%. And under MIG II candidate can get 3% subsidy.

Pradhan Mantri Awas Yojana Subsidy

The subsidy you are entitled to in Pradhan Mantri Awas Yojana is Rs 2.3 lakh. That is, if there is a loan of 12 lakh rupees, 2.3 lakh rupees will be deducted from it. You will be given installments above 9.7 lakh rupees. That is, in plain language, the subsidy is credited to the borrower’s account in advance, which reduces the effective home loan amount and EMI amount.

Credit Linked Subsidy Scheme (CLSS) – PMAY

One of the most important factors in India to provide opportunities for Pradhan Mantri Awas Yojana is limited money and availability of affordable housing. To deal with the major problem, the government has created the need to provide interest subsidy on home loans through the Credit Linked Subsidy Scheme (CLSS), so that the urban poor can either build their own house or construct a house.

In-Situ Slum Redevelopment (ISSR) – PMAY

In-situ redevelopment scheme aims to rehabilitate slums in collaboration with private organizations by providing houses to disadvantaged people using land as a resource.

While the concerned State or Union Territory will determine the beneficiary’s contribution, the house prices will be fixed by the Central Government.

Pradhan Mantri Awas Yojana Housing Development Site

Under this scheme, applicants with vacant plots can construct a paved house of up to 30 sq. carpet area. That is, beneficiaries are given assistance under the Pradhan Mantri Awas Yojana of 3.50 lakh rupees by the Sarkarshree only for building a house up to 30 square carpet area.

The carpet area of low income category 1 was 120 square meters, which the government has now increased the carpet area of 1 house to 160 square meters.

The carpet area of the second category of middle income earners was earlier 150, which the government has increased to 200 square meters.

Pradhan Mantri Awas Yojana Annual Income Limit

An annual family income limit has also been fixed under the Pradhan Mantri Awas Yojana. In which the benefit will be given to the families whose annual family income should not be more than 3 lakh rupees.

Pradhan Mantri Avas Yojana Documents List Gujarat

Aadhaar Card of Beneficiary.
Election Card of Beneficiary.
Bank account details of the beneficiary.
Plot No. Document/CT Survey Property Card/7/12 no. Copy.
Example of annual income of the beneficiary family.
Affidavit on stamp of Rs 50 if the family of the beneficiary does not own a fixed house anywhere in India.
If the land is jointly owned, no objection consent form from the other owner on Rs 50 stamp.
A photograph of the plot in which the applicant should be standing
10 passport size photographs of the applicant

Pradhan Mantri Awas Yojana Form pdf

People living in rural areas have to contact their village panchayat office to get the application form.

People living in urban areas i.e. people living in districts and talukas have to contact the municipality or municipality office to get the application form.

And the people living in the Municipal Corporation area will have to contact the Slum Upgradation Office.

Pradhanmantri Avas Yojana Rural (How To Online Apply Pradhanmantri Avas Yojana Gujarat)

Under the Pradhan Mantri Awas Yojana, the beneficiaries residing in villages have created an application of this scheme by the government for those who have to apply for this scheme.

Through the application, the beneficiary can apply online from the comfort of his home.

This application is named Awas Yojana Application. It has to be downloaded from play store and installed in mobile.

After opening the application you have to login with your mobile number.

In which you get more information by filling your personal information, your plot information, your house information, your plot number and photos of various stages of the building.

In addition, through this application, you can know the information about how many you have received and how many are left.

How To Online Apply Pradhanmantri Avas Yojana Gujarat

If you are living in an urban area and have not started the application process for Pradhan Mantri Awas Yojana 2023, then you can apply quickly through the information given below.

First of all go to google and go to the official website of Pradhan Mantri Awas Yojana pmaymis.gov.in.

You have to click on the citizen assessment menu on the home page of the website itself .

The applicant will enter his Aadhaar card. Once the Aadhaar number is submitted, he/she will be taken to the application page.

PMAY applicant must proceed to enter all required details including income details, personal details, bank account details and other required information on this page.

Then the applicants will click on “ Situ Slum Redevelopment” which will bring up a new page where a new page will open.

Now online application of Pradhan Mantri Awas Yojana will open in front of you where you have to fill all your information name age income plot information house information family information all things online.

So friends, in this way you can apply in Pradhan Mantri Awas Yojana without making any mistake, go to someone or any educated person and apply so that nothing goes wrong.

How to Apply Offline for Pradhan Mantri Awas Yojana

If you want to apply offline for Pradhan Mantri Awas Yojana then you have to get the application form from any one of the places mentioned above.

The form has to be filled in full and the necessary documents have to be attached along with it and you can apply offline by going to any nearest Common Service Center CSC.

PMAY Beneficiary List i.e. How to find your name in PMAY list?

Government releases annual list of beneficiaries based on SECC 2011 data. Follow the steps given below to check your name in Pradhan Mantri Grameen Awas Yojana list or not.

Visit the official website of Mantri Awas Yojana.

Where you have to enter your mobile number.

Click on the submit button to check the status.

Pradhan Mantri Awas Yojana – Rural is one of the most important rural development schemes launched by the government. If you want to get a house under this scheme and if you are eligible, keep an eye on the annual beneficiary list.

How to know Pradhan Mantri Awas Yojana 2023 application status?

To know the status of the application you have applied in Pradhan Mantri Awas Yojana, the following procedure has to be done.

First go to the official website of Pradhan Mantri Awas Yojana.

You can know the status of your application in total two ways

One way to enter name and your father’s name and mobile number

Or enter your Assessment ID and Mobile Number.

How to Check SLNA List

To check the list of SLNA of Mantri Awas Yojana one has to go to its official website.

There you will see the menu of SLNA on the homepage itself and you have to click there.

After clicking on the option, SLNA list pdf will open in front of you. From there candidates can easily check the relevant information.

Pradhan Mantri Awas Yojana Bank List

You can get a subsidized loan under Pradhan Mantri Awas Yojana Yojana from any Scheduled Commercial Bank, Housing Finance Company, State Cooperative Bank, Urban Cooperative Bank, Regional Gramin Bank or any other organization recognized by MoHUA.

Pradhan Mantri Awas Yojana Subsidy Calculator

After availing the benefit of this scheme one has to go to its official website to calculate the subsidy.

Where you have to click on the subsidy calculator at the top of the page.

Where a new page is presented to you, you have to enter the complete information.

Fill all the information and submit the form.

And then you can check the subsidy calculator.

Pradhan Mantri Awas Yojana Helpline No

The complete information of Pradhan Mantri Awas Yojana is very well covered in today’s article. But if any other assistance is availed for this scheme then candidates can get more information by calling the helpline number.

Help Line No:- 011-23060484, 011-23063620, 011

PMAY Authorization Website	Click here
PMAY Rural Website	Click here
PMAY Urban App	Click here
PMAY Beneficiary Application States	Click here
PMAY Subsidy Calculator	Click here

“FAQs”

How do beneficiaries get subsidy in Pradhan Mantri Awas Yojana?

Under the Pradhan Mantri Awas Yojana, large tenants earning Rs 12 lakh per annum get 4% subsidy on loans up to Rs 9 lakh. And similarly applicants whose annual income is Rs 18 lakh will get the benefit of 3% interest on loans up to Rs 12 lakh. You will get lakhs.

What is the official website of Pradhan Mantri Awas Yojana?

Official website of Pradhan Mantri Awas Yojana is https://pmayg.nic.in.

When was Pradhan Mantri Awas Yojana launched?

Pradhan Mantri Awas Yojana was launched in the year 2015.

What was the purpose of launching Pradhan Mantri Awas Yojana?

Poor and middle class people can get their own house through Pradhan Mantri Awas Yojana.

What is the helpline number for Pradhan Mantri Awas Yojana?

No help line numbers for Pradhan Mantri Awas Yojana 011-23060484, 011-23063620, 011 23063285