Dear readers, there are many nationalized banks in our country. Of which there is one bank which is Punjab National Bank . This bank provides loan credit at very low rates to their humanity customers. The loan amount is around 20 lakhs .
If you have an account with Punjab National Bank and you are in dire need of money now, Punjab National Bank offers a loan of 20 lakhs to its customers at a very low rate.
So, in today’s article, we will know all the complete information about how PNB Bank customers have to apply for this loan, which documents have to be submitted, and how they will get the loan .
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Punjab National Bank Loan Apply
| Name of the scheme | 20 lakh loan in Punjab National Bank |
| assistance | 20 lakhs loan |
| State | All states of the country |
| objective | The needy people can get the loan and use it as per the need |
| Beneficiary | Punjab National Bank n Account Holders |
| Type of application | Online Offline |
| contact | Punjab National Bank Branch |
PNB Loan Credit 2023
We are often in need of a term loan in which many banks charge exorbitant interest. While Punjab National Bank is currently offering personal loans at very low rates to their customers. In which their customers will be credited in their account through very few documents for this loan achievement.
You can use a personal loan to fulfill your personal tasks . Salaried people can get this loan amount up to ₹ 20 lakh. While people who run their own business can get personal loan up to ₹ 5 lakh . By using this, you can easily meet your daily needs instantly and repay the loan in easy installments.
Punjab National Bank Personal Loan Minimum Salary Required
To take a personal loan in Punjab National Bank, salaried beneficiaries need to have a minimum salary of 20 thousand per month.
Eligibility of PNB Personal Loan 2023
Punjab National Bank Personal Loans are for Government Employers and Private Employers. The eligibility for this loan is as follows.
- A person must be a citizen of India to get a loan .
- Applicant should have an account with Punjab National Bank .
- Applicant’s age should be between 21 to 65 years.
- If the person is employed, his salary account should also be under Punjab National Bank.
- The person should have been continuously working in the company for the last 2 years .
- People working everywhere in private and government sector can apply .
- Applicants who are not employed should not receive support of ₹ 6 lakh or more continuously for the last 2 years. Applicant’s CIBIL score should be more than 750.
Documents List for Punjab National Bank Personal Loan 2023
- Aadhaar card of the person .
- Proof of residence of the person .
- PAN card of the person .
- A person’s salary slip .
- Form No. 16 for last 2 years no.
- Passport size photograph .
- Other bank related information .
Punjab National Bank Personal loan apply online
If you have to reply then the offline process is as follows.
These loan facilities are being provided by the bank to its customers through offline means. You should contact your nearest Punjab National Bank branch and discuss this loan with the employee.
You will be given an application form for taking a personal loan by the employee . After filling the application form, attach the documents mentioned above and submit it.
After this your application will be verified by the employee. After completion of verification, the respective loan amount will be refunded to you within 1 working day. By using this you can complete your work.
PNB Online Personal Loan 2023
If your account is in PNB Bank , you can apply online and get a loan through your mobile phone .
This procedure is very easy in which you have to download the official app of PNB in which you get this option. So for more information you can go to PNB’s website and get it.
Procedure for availing personal loan from mobile
First of all download official application of Punjab National Bank through play store in your mobile phone. After this, you have to login by entering your bank related information . After login,
Get KYC done on your phone . After doing KYC, you will be given the option to proceed further.
Now you click on the mobile application personal loan link . After this, enter the amount you want as loan.
Now write your source of income . The system will calculate the amount to be given to you. If the amount demanded by you meets the bank’s conditions, your application will proceed to the next stage.
After this you have to choose your installment. Finally you will sign the online document provided by the bank . This signing will be done through online mode. Finally click on submit button.
Punjab National Bank Personal Loan Contact Number
If you want to get any other information regarding Punjab National Bank Personal Loan then you can know by calling the toll free number given below.
Toll Free Number:- 1800-180-2222, 1800-103-2222
| Official Website | Click here |
| Loan information | Click here |
| PNB Official App | Click here |
“FAQs”
Punjab National Bank Personal Loan 2023 Who is the loan for?
Punjab National Bank Personal Loan is a loan for their human customers.
How much loan is given in Punjab National Bank Personal Loan 2023 ?
Punjab National Bank Personal Loan 2023 offers loans up to 20 lakhs.
Where to get more information about Punjab National Bank Personal Loan 2023 ?
You can visit your nearest PNB Bank to avail Punjab National Bank Personal Loan.
What is the helpline number for Punjab National Bank Personal Loan 2023 ?
Toll Free Number:- 1800-180-2222, 1800-103-2222