Silai Machine Loan Yojana Gujarat

Reader friends, you all know that all the schemes of Gujarat government are placed on this website. Through which you can take maximum advantage of the government scheme. By taking advantage of these government schemes, you can make progress in your business employment, study, agricultural sector and other different fields. Today we are going to discuss about ” Silai Machine Loan Yojana Gujarat 2023 ” to get such business employment.

Under human dignity many beneficiaries of Gujarat state are given free sewing machine but today this scheme is free Silai Machine Loan Yojana for ST class of tribal areas of the state. In which this scheme is run by tribal department. To do this Sarkari Loan Sahay is given. Which we will understand as follows.

Name of the scheme	Silai Machine Loan Yojana Gujarat 2023
assistance	In this scheme, a tailoring business loan of Rs. 50,000/- is given to the beneficiary
State	Gujarat
objective	Tailoring business requires money. With a view to promote and develop Scheduled Tribe people in business and employment.
Beneficiary	Scheduled Tribe People of Gujarat State
Type of application	Online
Website	www.adijatinigam.gujarat.gov.in

Silai Machine Loan Yojana Gujarat 2023

This scheme has been implemented by Adijati Nigam in the state of Gujarat with the aim of developing the tribal people and the youth and they get employment. In this scheme, the youth who want to learn tailoring and start a new business are given Tailoring Business Loan . So that such youth can come forward and find their feet and progress.

After availing the benefit of this scheme, the people of ST category can start the business of sewing machine. They are given government loan assistance of a very large amount from the government to buy this sewing machine.

In this, the free sewing machine scheme available under Manav Garima and the scheme given here are totally different. Assistance is also available separately in both the schemes. In Manav Garima Yojana free sewing machine sewing machine is available for free when loan is given in this scheme.

Silai Machine Loan Assistance Benefits

Under Sewing Machine Government Loan Scheme, this loan is given to Scheduled Tribe people of Gujarat state. That is, if ST class people need a loan for tailoring business . So these people are given government loans from the government for tailoring at a very nominal interest.

A loan of 50 thousand rupees is given in this scheme . The annual interest of the loan is only 4% . This interest is to be paid as annual interest.

Tailor Work Government Loan Interest Rate and Contribution

In this loan, a loan of up to 50,000 is given to the beneficiaries. And its annual simple interest is only four percent. At most the beneficiary will have to contribute 10% of the total loan amount to Rs 5,000/- himself.

Tailoring Business Sarkari Loan Repayment Time

This loan is given to tribal people of Gujarat state. The information on how the beneficiaries have to repay this loan after getting this loan is given below.

After availing the loan, the beneficiary has to repay the entire loan in 20 installments . Which will also include interest.
If the beneficiaries are able to afford the money , they can pay the entire loan amount together.
An additional 2% penal interest has to be paid if the beneficiary defaults on the loan .

Silai Machine Yojana Income Limit

The tribal department will provide this loan to the beneficiaries having the following annual income to take advantage of this scheme.

Annual income limit of beneficiaries residing in rural areas should not exceed 1,20,000/- .
Annual income limit of beneficiaries residing in urban area should not exceed 1,50,000/- .

Silai Machine Loan Yojana Eligibility – Eligibility

Gujarat Tribal Development Corporation provides a business loan of Rs 50,000/- for tailor work. Only the following eligible beneficiaries will be considered eligible by the department for this loan scheme .

Beneficiaries should be natives of Gujarat state.
Beneficiary should belong to Scheduled Tribe .
Beneficiary must have Aadhaar Card, Election Card, Ration Card .
Age of beneficiaries should not be less than 18 years and not more than 55 years.
Beneficiary should have experience in tailoring business.
Beneficiary should have knowledge of tailoring work purpose ( Business/Employment ) for which Beneficiary has sought loan.
Beneficiary has to produce valid certificate if he has worked in any garment factory .

Documents Required For Tailoring Business Loan Yojana – Aadhaar Evidence

If ST category people of the state want to work, this loan is given by the government. The following supporting evidences have to be submitted for this loan.

Copy of beneficiary’s Aadhaar card .
Copy of election card of beneficiary .
Copy of ration card of the beneficiary .
Copy of Caste Certificate of Beneficiary (ST Category)
Copy of experience certificate if the beneficiary has worked in any textile shop or factory .
Proof of shop where tailoring business is to be started and rent agreement if the shop is on rent.
Proof of property presented by the beneficiary ( 7/12 and 8/A of land or building document or latest property card without others)
Valuation report of property of bailee 1 and bailee 2 .
Affidavit of Guarantor 1 and Guarantor 2 on Rs.20 stamp .
Copy of Beneficiary’s Bank Passbook .
Two passport size photographs of the beneficiary .

Online Apply Silai Machine Loan Yojana 2023

Online application has to be made for this loan scheme through Adijati Nigam . The complete process of applying for this loan scheme is given below step by step.

First go to “ Google ” and go to Adijati Nigam Gujarat website.
Now you have to click on the ” Apply For Loan ” button on the home page of the official website of Adit Jati Nigam.
Now after clicking there, a new page ” Gujarat Tribal Development Corporation ” will open in front of you.
Next, if you want to apply for this loan for the first time, click on ” Register Here ” and create a new ID and password there.
Then after clicking on apply now, various schemes will show online. In which click on “ self employment ” button.
You should carefully read and understand the terms and conditions given on “ self employment ”.
Now the school has to enter all the beneficiary’s own details, loan details, guarantor details etc.
Where now in the selection of the scheme, select “loan scheme for tailoring” and fill the loan amount in the next column.
Now the applicant has to upload all his documents , upload the guarantors details and enter the bank account details .
Now the beneficiary has to check all the details of the online application once again and save their application . Where application number will be generated after saving the application which has to be saved.

Free Silai Machine application form

No application form is provided for this scheme. The application of this scheme is done online only.

Self Employment Scheme Helpline Number/Contact Office

This government loan is run by Gujarat Tribal Development Corporation, Gujarat State. So if you want to get any information about this loan or any other information then the contact address and helpline number are given below.

Office Address:- Birsa Munda Bhavan, Sector 10-A, Gandhinagar, Gujarat.

Email :- [email protected]

Helpline Number:- +91 79 23253891, 23256843, 23256846

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“FAQs” For Silai Machine Loan Yojana Gujarat 2023

Who is this Silai Machine Loan Yojana for?

This loan scheme is a scheme for tribal people (ST) of Gujarat state

How much loan is given in Silai Machine Loan Yojana?

In this loan scheme, a loan of Rs. 50,000/- is given to the beneficiary.

What is the interest rate for Silai Machine Loan Yojana?

For this loan scheme, the annual interest rate of Rs 50,000 is 4%.

What is the income limit for this loan for tailoring business?

The annual income limit for rural beneficiaries is Rs 1,20,000/- and the annual income limit for urban beneficiaries is Rs 1,50,000/- to avail the scheme.